Social Security Disability Benefits Calculator
your monthly SSDI payments
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Use Our SSDI Benefits Calculator to Estimate Your Monthly Social Security Disability Insurance Payments
Please note: You must be under your full Social Security retirement age to qualify for SSDI benefits.
$0
If you were approved for SSDI benefits you could be receiving a monthly payment of:
$
0
Solar System Size
7.35
$
Number of Solar Panels
16
Government Grant Amount
$
5,000
Estimated Savings (25 Years)
$
51,839
Understanding SSDI Calculation
Monthly SSDI benefits hinge on your average covered earnings—referred to as your Average Indexed Monthly Earnings (AIME). The Social Security Administration (SSA) plugs this number into a formula that spits out your Primary Insurance Amount (PIA), laying the groundwork for your benefit amount.
Typically, SSDI payments fall between $800 and $1,800 monthly, with a ceiling of $3,822 per month in 2024. For an exact estimate, the SSA provides an online calculator.
Income That May Affect Your SSDI Payment
Certain income types might slash your SSDI benefits:
- Workers’ Compensation: If you’re collecting both SSDI and workers’ comp, your total payments must not surpass 80% of your previous income. The SSA might trim down your SSDI payments to fit within this limit.
- State Disability Benefits: In places like California, Hawaii, New York, New Jersey, and Rhode Island, short-term disability payments could pare down your SSDI benefits during the payout period.
- Other Government Pensions: Contributing to a state pension instead of Social Security might chop down your SSDI eligibility.
Retroactive Payments
After becoming disabled, a five-month waiting period kicks in before SSDI qualification, starting from month six of your disability. Should your claim drag beyond six months, you might qualify for back pay, covering the months when benefits should’ve rolled in.
The SSA determines back pay by calculating how many months you should’ve received benefits from month six onward. These payments usually land as a lump sum, but hefty back payments might be spread out over 12 months.
If an attorney is on board, their fee slices out of your back pay, capped at 25% or $7,200, whichever is lower. Attorneys only get paid if your case wins, so looping them in early can work to your advantage.
For more information on retroactive payment and how payments are calculated, refer to this Social Security Disability Insurance (SSDI) Benefits Guide
Adjustments to SSDI Payments
Your SSDI payments will likely tick up each year thanks to the SSA’s cost-of-living adjustments (COLA). For example, in 2024, a 3.2% bump is on the table. These adjustments happen automatically—you don’t need to lift a finger. Your regular payment schedule stays the same.
Disclaimer:
The SSDI Calculator exists purely for general informational use, never as legal advice. Results shown might not capture your unique situation, since SSDI benefits fluctuate due to various factors, which could skew the final amount. Utilizing this tool does not promise SSDI payments upon approval—what you receive could vary significantly from this estimate. To get advice tailored to your situation, consulting a qualified SSDI representative is recommended.
Examples That Could
Qualify Include:
- Arthritis
- Knee/Hip Replacement
- Multiple Sclerosis
- Knee/Hip Replacement
- Fibromyalgia
- Osteoarthritis
- Diabetes
- Limited Mobility
- PTSD
- Bipolar
And Other Medical Conditions
Real Americans Who Qualified
We’ve helped thousands of Americans qualify for the SSDI benefits, even if they were previously denied. We can help you too!
Robert
NY-Arthritis
$21,773
Barbara
CA-Fibromyalgia
$13,803
Richard
IL-Spinal Stenosis
$12,073
Karen
KS-Diabetes
$10,045
Susan
KY -ADHD
$8,003
Donald
CO-Osteoarthritis
$19,700
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