Social Security Disability Insurance (SSDI) is a federally funded program administered by the U.S. Social Security Administration (SSA). If you have worked long enough and have a medical condition preventing you from working for a minimum of 12 months or is expected to result in death, Social Security provides benefits to you and eligible members of your family.
Despite being one of the available insurance policies for U.S. workers, SSDI is often not well understood. Many are unaware that they have the financial protection provided by SSDI or that they have contributed to it through FICA tax payments with every paycheck. With the available statistics, it is crucial that everyone has a basic understanding of the program in case a medical issue or disability makes it impossible for them to work.
Every year thousands of people apply for SSDI, About 65% of all initial applications for SSDI gets denied by the Social Security Administration (SSA). Getting approved for Social Security Disability Insurance (SSDI) depends on several factors, including job history, education, and impairments. Information on this page offers a thorough explanation of SSDI, how it functions and what to anticipate during the application process
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Dealing with disability is tough. Get answers to common SSDI queries for guidance
This guide brings together the answers to typical questions that Disabled Americans ask about SSDI benefits.
Get all of the information you’ll need to set up a my Social Security account and apply for SSDI benefits online.
Gain insights into common SSDI eligible impairments and the medical criteria used during the evaluation.
Learn more about the reconsideration and appeal process for denied SSDI applications.
The SSA typically takes three to four months to decide after you file for SSDI benefits, but it might take up to eight months. If your application is rejected, you must submit a request for reconsideration; this process could take an additional three to four months.
The Social Security Administration set a cap on SSDI representation fees at $7,200, or 25% of the retroactive payout.
Although you can apply for Social Security benefits directly, having legal representation can significantly increase your chances of being approved for SSDI benefits. Representatives with decades of experience working with persons with disabilities, like us, are completely aware of the challenges presented by the SSDI application process. It is also better to have representation from the beginning of the application procedure rather than delaying assistance until the hearing or appeals levels.
Once your SSDI application is granted, you might be eligible for “back pay” and/or retroactive payments for up to 12 months, depending on your claim. The SSA frequently pays back wages in one lump sum, but if a sizable sum is due, it could be divided into three payments made every six months.
Obtaining Social Security disability payments might be difficult. The Social Security Administration (SSA) dismisses around 60% of SSDI applicants at the application stage. Furthermore, the appeals process is complicated, frequently resulting in a 9 to 18-month decision wait.
The biggest mistake individuals make is thinking it’s a good idea to handle SSDI claims themselves. Qualifying SSDI is complicated and shouldn’t be brushed off.
It’s not easy to get approved for SSDI benefits, Around 65% of first SSDI applications are turned down. We Have helped many applicants qualify who were previously denied.
If you are unable to work due to injury or illness, SSDI might be the appropriate option for you. Begin your free evaluation now to determine if you qualify!
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